Terms of Use

Welcome to the website (the “Site”) of Pay for Senior Care, (“PFSC”, “we” or “us”) (www.payforseniorcare.org). Please carefully review these Terms of Use (“Terms”). Your use of this Site constitutes your acceptance of these Terms. If you do not agree to abide by all of the provisions contained in these Terms, you must not use or access the Site.

Authorization

We control and operate this Site from the United States of America.  Visitors to the Site may use the public areas of the Site for informational purposes only.  In addition, certain areas of this Site may be restricted and contain information and functionality intended only for authorized persons. Accordingly, PFSC reserves the right to limit access to certain areas of the Site to authorized persons who meet the qualifications established by us. We reserve the right to discontinue access to any restricted or unrestricted area of the Site at any time, without notice to you, for any reason. If you are granted access to any restricted portion of the Site, you are responsible for maintaining the confidentiality of your user ID and password.  If you become aware of unauthorized use of your user ID or password, you agree to notify PFSC immediately.

User Communication

PFSC is pleased to hear from visitors and welcomes your comments regarding the Site. Please be advised, however, that PFSC and its employees do not accept or consider unsolicited ideas, including ideas for new products or technologies, processes, materials, marketing plans, or new product names. Please do not send your unsolicited ideas or any original materials to PFSC or anyone at PFSC. If, despite this request, you still send PFSC your ideas and materials, please understand that by submitting the information to PFSC, you assign PFSC, free of charge, all worldwide rights, title and interest in all copyrights and other intellectual property rights in the information or materials you submit. We will be entitled to use any information and materials you submit for any purpose whatsoever without restriction and without compensating you in any way, and by submitting any such information and materials, you represent to PFSC that you have the right to do so.

Links

The Site may provide links to web sites by third parties. Please refer to the separate terms of use, privacy policies, and other rules posted on these web sites before you use them. Third party links are provided merely as a convenience to you, and the inclusion of any link does not imply affiliation or endorsement by PFSC. PFSC does not review, monitor or check the accuracy of content published on third party sites, and is not responsible for the availability of, and content provided on, third party sites. If you choose to purchase any products or services from a third party, your relationship is directly with the third party and PFSC is not responsible for any loss or damage of any sort you may incur from dealing with any third party. You may not link or hyper-link to any portion of www.payforseniorcare.org without our express permission and written authorization governing the terms of such linkage.

Disclaimer of Warranty and Liability

PFSC EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, FOR THE SITE AND ALL CONTENT HEREIN. ANY CONTENT, MATERIALS, OR INFORMATION DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SITE IS DONE AT YOUR OWN DISCRETION AND RISK. PFSC SHALL HAVE NO RESPONSIBILITY FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE ACCESS TO OR USE OF THE SITE OR DOWNLOAD OF ANY CONTENT, MATERIALS, OR INFORMATION. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM PFSC OR THROUGH THE SITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN. IN NO EVENT SHALL PFSC BE LIABLE FOR ANY DAMAGES OF ANY KIND INCURRED BY YOU OR ANY THIRD PARTY ARISING FROM ACCESS TO, OR USE OF, THE SITE OR ANY SERVICES PROVIDED THROUGH THE SITE.

Indemnity

You agree to indemnify, defend and hold PFSC, its parents, subsidiaries, affiliates, directors, officers, employees and agents, harmless from any claim, demand, liability, expense, or loss, including reasonable attorneys’ fees, made by any third party due to or arising out of, or in any way connected with your use of or access to the Site or your violation of these Terms.

Disclaimer Concerning Information on Site

The information our Site is for informational purposes only. The information on this Site is believed to be correct; however, PFSC does not guarantee the correctness or completeness of any information. No information on this Site is intended as legal, tax, financial, or advice of any kind. A portion, or all, of the proceeds of a life settlement may be taxable under state and federal income tax laws. We recommend you obtain the services of a professional tax advisor in this matter.

Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of Maine. In the event of any conflict between foreign laws, rules and regulations and those of the United States, the laws, rules and regulations of the United States shall govern. The United Nations Convention on Contracts for the International Sale of Goods will not apply to these Terms

Severability

In the event that any provision of these Terms shall, in whole or in part, be determined to be invalid, unenforceable or void for any reason, the determination shall affect only the portion of the provision determined to be invalid, unenforceable, or void, and shall not affect the remainder of that provision in any way. You agree to allow a court or arbitrator to replace such an invalid, unenforceable, or void provision with a valid provision which is as similar as possible in substance to the invalid, unenforceable, or void provision. PFSC’s failure to act with respect to any breach by you does not constitute a waiver of our right to act with respect to subsequent or similar breaches.

Assignment

PFSC may assign its rights and duties under these Terms without such assignment being considered a change to the Terms and without notice to you. You may not assign these Terms without the prior written consent of PFSC.

Entire Agreement and Amendment

These Terms, our Website Privacy Policy and any operating rules, policies, or procedures that may be posted from time to time by PFSC on the Site, and any modifications to the foregoing, constitute the entire agreement between the parties with regard to the subject matter hereof and supersede all prior understandings and agreements, whether written or oral, as to such subject matter. Nothing contained in these Terms shall be deemed to constitute either party as the agent or representative of the other party, or both parties or partners for any purpose. We reserve the right to amend these Terms at any time by posting the amended Terms on the Site.

Acknowledgment

By accessing this Site or registering with PFSC, you agree to all the terms and conditions of these Terms. You acknowledge (a) that you have read and understood these Terms; and (b) that these Terms have the same force and effect as a signed agreement.

Copyright Notice

Any trademarks, service marks and logos displayed on this Site are registered or unregistered trademarks of PFSC, its affiliates or subsidiaries, or third parties who have licensed their trademarks to PFSC or one of its affiliates or subsidiaries, and all content appearing on the Site (“Content”) is protected by copyright, patents or other proprietary agreements and laws.  You are only permitted to use Content appearing on the Site as expressly authorized by PFSC, its affiliates or its licensors. Nothing contained herein transfers any right, title, or interest in the Site or Content to you. You may download, view, copy and print Content, subject to the following: (a) Content may be used solely for personal, informational purposes only; (b) any and all copyright, trademark and other proprietary rights notices must appear on all copies, including the copyright notice at the bottom of the page; (c) Content may not be modified or altered in any way; and (d) no graphics may be used separate from accompanying text. Except as provided above, you may not use, download, upload, copy, print, display, perform, reproduce, publish, license, post, transmit, frame, mirror on another web service, use any meta tags, inline any graphics or distribute any Content or information from the Site in whole or in part without the express permission of PFSC. Any rights not expressly granted herein are reserved.